August 2015

view of house through magnifying glass

Regulatory Changes and Your Real Estate Transaction As a result of circumstances leading to the housing bubble burst in 2008, regulatory changes were designed to protect consumers from unfair loans and scams. The Consumer Financial Protection Bureau (CFPB) is implementing the ability-to-repay/qualified mortgage rule, which creates a 43 percent debt-to-income (DTI) ratio for banks to […]

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NoCo Home Sales Expected to Rise in Number and Price Realtors believe the number of homes sold in Northern Colorado will increase by approximately 9 percent in 2015 if a short supply of inventory doesn’t hold the market back. Supply and Demand While the demand and low-interest rates are in place, a short supply of […]

family walking towards house

What is Title Insurance? Title Insurance is an insurance policy. It protects against loss should the condition of title to land be other than as insured. Why You Need Title Insurance When you buy a property, you believe in the certain benefits that come from ownership. You expect to be able to occupy and use […]