closing process

Protect Your Real Estate Investment with Title Insurance This article will explain what you can expect during the closing process from the moment your offer is accepted to the moment you get the keys to your new home. Understanding the importance of Title Insurance and choosing a Title Agency you can trust to guide you […]

Home Closing Terms You Want to Understand Show up to closing with a clear idea of what is going on. Here are some terms you will want to know to get you on your way. Endorsement Expansion of title insurance coverage to meet the consumer’s requirements. Loan Policy Title insurance policy that protects the lender […]

view of house through magnifying glass

Regulatory Changes and Your Real Estate Transaction As a result of circumstances leading to the housing bubble burst in 2008, regulatory changes were designed to protect consumers from unfair loans and scams. The Consumer Financial Protection Bureau (CFPB) is implementing the ability-to-repay/qualified mortgage rule, which creates a 43 percent debt-to-income (DTI) ratio for banks to […]