view of house through magnifying glass

Regulatory Changes and Your Real Estate Transaction As a result of circumstances leading to the housing bubble burst in 2008, regulatory changes were designed to protect consumers from unfair loans and scams. The Consumer Financial Protection Bureau (CFPB) is implementing the ability-to-repay/qualified mortgage rule, which creates a 43 percent debt-to-income (DTI) ratio for banks to […]

arrow on graph representing upward trend

NoCo Home Sales Expected to Rise in Number and Price Realtors believe the number of homes sold in Northern Colorado will increase by approximately 9 percent in 2015 if a short supply of inventory doesn’t hold the market back. Supply and Demand While the demand and low-interest rates are in place, a short supply of […]