To Buy or to Build: Pros and Cons It is part of the American dream- building your own home. Designing it just the way you want it. While it sounds nice, it may be just that- a dream. There are clear disadvantages to building your own home over buying an existing structure, but here are […]

Home Closing Terms You Want to Understand Show up to closing with a clear idea of what is going on. Here are some terms you will want to know to get you on your way. Endorsement Expansion of title insurance coverage to meet the consumer’s requirements. Loan Policy Title insurance policy that protects the lender […]

What You Should Know About Your Home Inspector Before you start talking about schedule and fees, you will want to make sure you choose the right home inspector. After all, purchasing a home costs a lot of money, so you want to make sure your investment is worth it. The right inspector will let you […]

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Regulatory Changes and Your Real Estate Transaction As a result of circumstances leading to the housing bubble burst in 2008, regulatory changes were designed to protect consumers from unfair loans and scams. The Consumer Financial Protection Bureau (CFPB) is implementing the ability-to-repay/qualified mortgage rule, which creates a 43 percent debt-to-income (DTI) ratio for banks to […]

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NoCo Home Sales Expected to Rise in Number and Price Realtors believe the number of homes sold in Northern Colorado will increase by approximately 9 percent in 2015 if a short supply of inventory doesn’t hold the market back. Supply and Demand While the demand and low-interest rates are in place, a short supply of […]

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What is Title Insurance? Title Insurance is an insurance policy. It protects against loss should the condition of title to land be other than as insured. Why You Need Title Insurance When you buy a property, you believe in the certain benefits that come from ownership. You expect to be able to occupy and use […]

If you want to be a responsible homeowner, you need to buy the right house for you. This means investing in one that’s worth your time and money. A way to make sure that the house you’re interested in is worth it, is through a home inspection, which assesses the estate’s condition. Still, if you […]

Often, during the home buying process, you’ll get a chance to negotiate a property’s price with the seller in order to reach a deal that benefits you both. However, in order to do this successfully, you need to know how to do it or have somebody guide you through the negotiations. For this reason, in […]

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Choosing the Right Home for You and Your Family Home shopping can be an exciting and scary thing. You want to find the perfect home for you and your family, but where do you begin? Purchasing a home may be the largest financial transaction you will ever make. The Group Guaranteed Title in Northern Colorado […]

As you may have noticed by now, acquiring an estate of your own is no walk in the park. However, you should realize that being a responsible homeowner isn’t one either. There are quite a few elements to keep in mind and take care of if you want to keep your real estate investment problem-free. […]